买房:租房vs. 买?
Weigh the pros and cons to determine which is best for you.
你应该租还是买? That's the big question you need to ask yourself before you go house shopping. The answer to that question depends on your priorities. Do you want to build equity or do you need to be able to relocate easily? To find out more about the benefits of owning a home versus the benefits of renting, 看看我们的信息图表. 这会帮你做决定.
购买的利弊
优点
- 构建股票 over time, and owner may borrow accumulated equity;
- 定制能力 the look, feel and layout of the home without asking permission; and
- 年度税收优惠 like deductions for mortgage interest and property taxes.
缺点
- 更高的维护成本 are the homeowner's responsibility, and
- 房屋价值可能随经济波动而波动.
pp王者电子官网需要
- 房产pp王者电子官网 may cover the repair or replacement cost in the event of loss, and
- May also cover the value of the items within the home.
租房的利弊
优点
- 提供了灵活性 if you want to move, depending on the landlord and lease;
- 可以更便宜, compared to a down payment on a home and mortgage; and
- 没有维护的麻烦, because those are usually responsibility of the landlord.
缺点
- May be subject to restrictions such as pets or customizing the home, and
- Possible rent increases, compared to fixed mortgage payments.
pp王者电子官网需要
- 租房者pp王者电子官网 may cover the value of personal item within the home in addition to legal liability, and
- 租房者pp王者电子官网 may not cover home-business ventures or 车辆s on the property.
